# Total vehicle loan lifecycle management

## A tailored solution for your credit union or financial institution

### Ease your financial institution's burden of loan servicing

#### Take advantage of streamlined, compliant workflows for your credit union or financial institution

##### Complete vehicle title management — both paper and electronic

## Unmatched vehicle title management at your service

### Handling 100+ contract transactions with dealers?

Title management can be a massive drain on resources, and can easily become a massive headache.

With Total Title™, unburden your financial institution from the complexities of vehicle title management. When you partner with Vitu, get immediate access to:

- Title sorting
- Inventory validation
- High-speed indexing
- Secure vault storage
- Release management

And much more — hand it off to a trusted operation with 30+ years of experience managing all facets of title management.

Transmit confidential data safely and securely

Reduce manual data matching

Perfect liens faster and enable more effective lien releases

Minimize title receipt, storage and retrieval costs

### Security at every step

We break it down into four steps...

1.  **Receipt & Intake**  
      
    Documents are sorted and routed for handling based on each client’s specifications.
2.  **Scanning & Validation**  
      
    Titles begin with high-speed sorting, scanning and indexing, followed by image and data validation.
3.  **The Secure Vault**  
      
    Each client has an assigned area in the vault, and a highly defined coding system makes for easy document retrieval.
4.  **Manage & Release**  
      
    Managing and releasing transactions are an everyday occurrence. We follow strict protocols to ensure compliance and honor our client service agreements.

Just like that, we leverage decades of experience with cutting-edge technology and processes to ensure that every title we’re trusted with is handled with the highest level of professional security and transparency.

That’s the Vitu CMS difference.

## The world of CMS

End-to-end Collateral Management Solutions

### Powering progress with next-gen APIs and an expanded ecosystem

#### The digital rails connected ecosystem, along with APIs, modernize your processes:

Building on our digital rails, Vitu is making strategic investments in transforming your entire CMS experience — and beyond. By rolling out enhanced API capabilities and expanding our services, we are further streamlining title management and lien payoffs like never before. It’s what you’ve been asking for and designed to drive unprecedented efficiency, speed time to title perfection, and significantly improve the consumer experience.

Our ongoing commitment to you — our partners — yields real-world results with new and powerful solutions, quicker turnarounds, and stronger relationships.

With Vitu, you’re not just moving with the industry — you’re leading it.

- Scan-on-Demand
- Paper-to-Electronic
- Lender-to-Lender Payoff
- Lien Lock
- PerfecTitle Refinance
- Title Status API (Title Tracker)
- Total Title
- Accelerated Title
- ELT — Electronic Lien & Title
- NTX Repossession
- Lien Perfection
- Secure Vault
- E-Titling / Digital Titling
- Title Release Management
- 50-State Capabilities
- Real-Time Title Edits
- Inventory Validation
- Loan Resolutions
- Vehicle Payoffs
- Refinance Titling
- Repossession Titles
- Title Auditing
- DMV Registry Integration

## An overview of Vitu's Collateral Management Solutions for Lenders

Vitu: The World of CMS —  Collateral Management Solutions - [YouTube](https://www.youtube.com/watch?v=z7Qx5CUIzpY)

## Get started with Total Title today.

[Request Demo](/content/products/totaltitle.html#/index.html)

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