For Lenders
Secure, streamlined title and collateral management.
Complexity is out, simplicity is in
Efficiency and security delivered — security from receipt to release
The world of Vitu Collateral Management Solutions (CMS) includes Total Title, Accelerated Title for Lenders and Electronic Lien & Title (ELT)
Total vehicle loan lifecycle management
Powering progress with next-gen APIs and an expanded ecosystem
Connecting your operations for unprecedented efficiency
The digital rails connected ecosystem, along with APIs, modernize your processes:
Building on our digital rails, Vitu is making strategic investments in transforming your entire CMS experience — and beyond. By rolling out enhanced API capabilities and expanding our services, we are further streamlining title management and lien payoffs like never before. It’s what you’ve been asking for and designed to drive unprecedented efficiency, speed time to title perfection, and significantly improve the consumer experience.
Our ongoing commitment to you — our partners — yields real-world results with new and powerful solutions, quicker turnarounds, and stronger relationships.
With Vitu, you’re not just moving with the industry — you’re leading it.
- Scan-on-Demand
- Paper-to-Electronic
- Lender-to-Lender Payoff
- Lien Lock
- PerfecTitle Refinance
- Title Status API (Title Tracker)
- Total Title
- Accelerated Title
- ELT — Electronic Lien & Title
- NTX Repossession
- Lien Perfection
- Secure Vault
- E-Titling / Digital Titling
- Title Release Management
- 50-State Capabilities
- Real-Time Title Edits
- Inventory Validation
- Loan Resolutions
- Vehicle Payoffs
- Refinance Titling
- Repossession Titles
- Title Auditing
- DMV Registry Integration
Vitu provides powerful solutions to dealerships across all 50 states that benefit their operations and customers
Total Title™
Complete vehicle title management — both paper and electronic.
Accelerated Title™ for Lenders
Incredibly efficient payoff and releases with powerful dealer and insurer integration.
PerfecTitle™ Refinance
Reduce risk, increase lien perfections and revenue all while securing collateral faster
NTX Repossession
Repossession titles in as little as 1 day — 100% digitally.
Electronic Lien & Title
Ditch paper vehicle titles with a nationwide electronic solution.
Vitu isn’t your provider — we’re your partner
Vitu is the nation’s leading provider in total vehicle loan lifecycle management. Over 30 years of expertise, innovative solutions and unmatched support is why lenders across the nation trust Vitu to manage over 60 million titles.
Comprehensive, secure and easy-to-use solutions with our 24/7 support team guide you every step of the way.
An overview of Vitu's Collateral Management Solutions for Lenders
We know lenders
All of our lender solutions are developed in conjunction with our partners across the nation, and we strive to provide them with powerful and valuable solutions built for their needs. We continue to innovate and build based on feedback from our partners, and our team of experts is constantly striving to better understand what those needs are. When you talk, we listen.