# Accelerated Title™ for Lenders ## Accelerate lien payoffs and title releases like never before. ### Work smarter, reduce costs and build trust #### Efficient title management for lenders ##### Take advantage of quick title transfers for lenders ## Expedited vehicle payoff and title release is 80%1 faster With Accelerated Title™, connect with your customers, dealers and insurer partners like never before. Efficient processes, powerful integrations and unmatched service — that’s why we’re trusted to manage over 77 million titles for lenders across the US. ### Enter the fast lane with Accelerated Title™ Accelerated Title™ ACH advantages speed the process to as fast as 4-6 days 1ST-2ND days Payment amount verified and payoff initiated via ACH 3RD day Verified & Cleared 4TH day Title released ### More than just moving the needle #### Put the pedal to the floor Vitu Accelerated Title™ combines the power of the Total Title™ solution and collateral management to drive more efficiency and reduce your costs from quote retrieval to receipt of title. Digital payoff quotes and electronic payoffs reduce inbound calls, improve your dealer and insurer experiences while dramatically reducing expensive and inefficient paper check processing. This allows you to: - Reduce payoff exception processing, including dealer short and over pays - Increase operational efficiency by reducing inbound calls and paper check processing - Lower operational expenses by optimizing staff time - Improve partner experience for dealers and insurers ### Frictionless lender-to-lender payoffs #### Streamline your refinance payoff process Digital payoff quotes and electronic payoffs reduce inbound calls, improve your dealer and insurer experiences while dramatically reducing expensive and inefficient paper check processing. This allows you to: - Decrease inbound calls to your call center/IVR - Reduce receipt and processing of paper checks - Improve payoff accuracy - Help mitigate fraud risk - Accelerate account closures, lien releases, and time to title ### Drive efficiency and strengthen relationships with dealers and insurers #### NTX is the ultimate solution for dealers to title vehicles — fast Take advantage of powerful simplicity ##### Online payoff quotes One interface streamlines provider recovery processes to deliver accurate refunds ##### Electronic payments Funds are transferred via ACH and cleared by the 4th business day, triggering title release ##### Nightly reconciliation Daily transactions are recorded in Lenders’ systems for accurate financial tracking ##### 24/7 Title tracking and summary reports Dealers and insurers use Vitu to track payments and title releases, reducing lender call volume ## Trust 30+ years of title processing expertise Unmatched peace-of-mind We are a trusted title management partner for lenders across the Nation with over 30 years of expertise. Vitu simplifies the entire vehicle payoff and lien release process, providing insight, transparency and peace of mind. ### Transactions processed Millions ### Payoffs facilitated $110B+ ### Participating lenders 170+ Top lenders in auto finance 15 of 25 ## The world of CMS End-to-end Collateral Management Solutions ### Total Title™ Complete vehicle title management — both paper and electronic ### Accelerated Title™ Incredibly efficient payoffs and releases with powerful dealer and insurer integration ### PerfecTitle™ Refinance Reduce risk, increase lien perfections and revenue all while securing collateral faster ### NTX Repossession Repossession titles in as little as 1 day — 100% digitally ### Electronic Lien & Title Ditch paper vehicle titles with a nationwide electronic solution ## Powering progress with next-gen APIs and an expanded ecosystem ### Connecting your operations for unprecedented efficiency #### The digital rails connected ecosystem, along with APIs, modernize your processes: Building on our digital rails, Vitu is making strategic investments in transforming your entire CMS experience — and beyond. By rolling out enhanced API capabilities and expanding our services, we are further streamlining title management and lien payoffs like never before. It’s what you’ve been asking for and designed to drive unprecedented efficiency, speed time to title perfection, and significantly improve the consumer experience. ### Our ongoing commitment to you — our partners — yields real-world results with new and powerful solutions, quicker turnarounds, and stronger relationships. With Vitu, you’re not just moving with the industry — you’re leading it. - Scan-on-Demand - Paper-to-Electronic - Lender-to-Lender Payoff - Lien Lock - PerfecTitle Refinance - Title Status API (Title Tracker) - Total Title - Accelerated Title - ELT — Electronic Lien & Title - NTX Repossession - Lien Perfection - Secure Vault - E-Titling / Digital Titling - Title Release Management - 50-State Capabilities - Real-Time Title Edits - Inventory Validation - Loan Resolutions - Vehicle Payoffs - Refinance Titling - Repossession Titles - Title Auditing - DMV Registry Integration ### An overview of Vitu's Collateral Management Solutions for Lenders 1 Based on the average industry time frame of 22+ days for vehicle payoff and title release processing ## Get started with Vitu Acclerated Title today.