Accelerated Title for Lenders

Accelerated Title™ for Lenders

Accelerate lien payoffs and title releases like never before.

Work smarter, reduce costs and build trust

Efficient title management for lenders

Take advantage of quick title transfers for lenders

Expedited vehicle payoff and title release is 80%1 faster

With Accelerated Title™, connect with your customers, dealers and insurer partners like never before. Efficient processes, powerful integrations and unmatched service — that’s why we’re trusted to manage over 77 million titles for lenders across the US.

Enter the fast lane with Accelerated Title™

Accelerated Title™ ACH advantages speed the process to as fast as 4-6 days

1ST-2ND days
Payment amount verified and payoff initiated via ACH

3RD day
Verified & Cleared

4TH day
Title released

More than just moving the needle

Put the pedal to the floor

Vitu Accelerated Title™ combines the power of the Total Title™ solution and collateral management to drive more efficiency and reduce your costs from quote retrieval to receipt of title.

Digital payoff quotes and electronic payoffs reduce inbound calls, improve your dealer and insurer experiences while dramatically reducing expensive and inefficient paper check processing. This allows you to:

Reduce payoff exception processing, including dealer short and over pays
Increase operational efficiency by reducing inbound calls and paper check processing
Lower operational expenses by optimizing staff time
Improve partner experience for dealers and insurers

Frictionless lender-to-lender payoffs

Streamline your refinance payoff process

Decrease inbound calls to your call center/IVR
Reduce receipt and processing of paper checks
Improve payoff accuracy
Help mitigate fraud risk
Accelerate account closures, lien releases, and time to title

Drive efficiency and strengthen relationships with dealers and insurers

NTX is the ultimate solution for dealers to title vehicles — fast

Take advantage of powerful simplicity

Online payoff quotes

One interface streamlines provider recovery processes to deliver accurate refunds

Electronic payments

Funds are transferred via ACH and cleared by the 4th business day, triggering title release

Nightly reconciliation

Daily transactions are recorded in Lenders’ systems for accurate financial tracking

24/7 Title tracking and summary reports

Dealers and insurers use Vitu to track payments and title releases, reducing lender call volume

Trust 30+ years of title processing expertise

Unmatched peace-of-mind We are a trusted title management partner for lenders across the Nation with over 30 years of expertise. Vitu simplifies the entire vehicle payoff and lien release process, providing insight, transparency and peace of mind.

Transactions processed

Millions

Payoffs facilitated

$110B+

Participating lenders

170+

Top lenders in auto finance 15 of 25

The world of CMS

End-to-end Collateral Management Solutions

Total Title™

Complete vehicle title management — both paper and electronic

Accelerated Title™

Incredibly efficient payoffs and releases with powerful dealer and insurer integration

PerfecTitle™ Refinance

Reduce risk, increase lien perfections and revenue all while securing collateral faster

NTX Repossession

Repossession titles in as little as 1 day — 100% digitally

Electronic Lien & Title

Ditch paper vehicle titles with a nationwide electronic solution

Powering progress with next-gen APIs and an expanded ecosystem

Connecting your operations for unprecedented efficiency

The digital rails connected ecosystem, along with APIs, modernize your processes:

Building on our digital rails, Vitu is making strategic investments in transforming your entire CMS experience — and beyond. By rolling out enhanced API capabilities and expanding our services, we are further streamlining title management and lien payoffs like never before. It’s what you’ve been asking for and designed to drive unprecedented efficiency, speed time to title perfection, and significantly improve the consumer experience.

Our ongoing commitment to you — our partners — yields real-world results with new and powerful solutions, quicker turnarounds, and stronger relationships.

With Vitu, you’re not just moving with the industry — you’re leading it.

Scan-on-Demand
Paper-to-Electronic
Lender-to-Lender Payoff
Lien Lock
PerfecTitle Refinance
Title Status API (Title Tracker)
Total Title
Accelerated Title
ELT — Electronic Lien & Title
NTX Repossession
Lien Perfection
Secure Vault
E-Titling / Digital Titling
Title Release Management
50-State Capabilities
Real-Time Title Edits
Inventory Validation
Loan Resolutions
Vehicle Payoffs
Refinance Titling
Repossession Titles
Title Auditing
DMV Registry Integration

An overview of Vitu's Collateral Management Solutions for Lenders

1 Based on the average industry time frame of 22+ days for vehicle payoff and title release processing